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How To Transfer Apple Cash To Bank Account

Apple Cash is a digital wallet that allows Apple device users to make payments and transfer money to one another. While it’s handy for everyday transactions, some users prefer to move their Apple Cash to their bank accounts to access the funds more readily or for other financial needs. Let’s dive into the steps to make this transfer.

Setting Up Apple Cash

Creating an Apple Cash Account

Before you can transfer Apple Cash to your bank, you need to have an active Apple Cash account. If you haven’t set one up yet, follow these steps:

  • Open the Wallet app on your Apple device.
  • Tap on Apple Cash.
  • Follow the prompts to set up your Apple Cash account.

Linking Your Bank Account

To transfer funds to your bank account, you must link it to your Apple Cash account. Here’s how:

  • Open the Wallet app.
  • Tap on Apple Cash.
  • Tap on “Transfer to Bank.”
  • Follow the on-screen instructions to add your bank account details.

Transferring Apple Cash to Bank

Checking Apple Cash Balance

Before initiating the transfer, ensure you have sufficient funds in your Apple Cash account. You can check your balance in the Wallet app.

Initiating the Transfer

Now, let’s transfer your Apple Cash to your bank account:

  • Open the Wallet app.
  • Tap on Apple Cash.
  • Tap on “Transfer to Bank.”
  • Enter the amount you want to transfer.
  • Confirm the transfer.

Confirming the Transfer

Apple will ask for your Touch ID, Face ID, or passcode to confirm the transfer’s security. Once confirmed, your money will be on its way to your bank account.

Transfer Time and Fees

How Long Does It Take?

The transfer time can vary, but in most cases, it takes 1 to 3 business days for the funds to appear in your bank account. Factors such as your bank’s processing times may affect this.

Are There Any Fees?

Apple typically does not charge a fee for transferring money from Apple Cash to your bank account. However, check with your bank for any potential incoming transfer fees.

Troubleshooting Common Issues

Insufficient Funds

If you don’t have enough balance in your Apple Cash account, you won’t be able to initiate the transfer. Ensure you have the required funds.

Bank Account Not Linked

If your bank account is not properly linked to your Apple Cash account, you won’t be able to transfer money. Double-check your bank account details.

Technical Glitches

If you encounter any technical issues during the transfer, contact Apple Support for assistance.

Security Measures

Apple prioritizes the security of your financial transactions. Your data is encrypted and secure when using Apple Cash. However, it’s essential to keep your device and Apple ID secure to prevent unauthorized access.


Transferring Apple Cash to your bank account is a straightforward process that allows you to access your funds more conveniently. Follow these steps, and you’ll have your money in your bank in no time.


Q1. Can I transfer Apple Cash to a different bank account other than the one linked?

No, you can only transfer Apple Cash to the bank account linked to your Apple Cash account.

Q2. Is there a limit to how much I can transfer to my bank account?

Yes, there are daily and weekly transfer limits set by Apple. Check the Apple Cash terms for specific limits.

Q3. Can I cancel a pending transfer?

Once a transfer is initiated, it cannot be canceled. Make sure you double-check the details before confirming.

Q4. Is it safe to link my bank account to Apple Cash?

Yes, Apple Cash uses encryption and security measures to protect your financial information.

Q5. Can I transfer Apple Cash to a friend’s bank account?

No, Apple Cash is designed for personal transfers and should be sent to your linked bank account.


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